When it comes to finding the best car insurance policy, price isn’t everything. In fact, basing your decision solely on the price can get you in trouble, because you might not have the cover you actually need for your car. So you may end up out of pocket and not saving any money at all with a less expensive insurance policy.

Sometimes it pays to purchase a policy that is more comprehensive, and here’s why.

2 Fantastic Reasons to Purchase a More Comprehensive Policy

•    More Cover: Ask yourself this question: What are the most expensive and valuable items you own? If you are like most of us, your home, belongings and your car are your most costly assets, and any damage or loss to these could be devastating to your everyday life. For this reason, the right kind of insurance matters. While partial policies like third party car insurance or even third party fire and theft car insurance can protect you in certain circumstances, buying a more expensive comprehensive car insurance policy to fully protect you can be very advantageous. You’d not only be protected in the event of a collision, fire, or theft, but can usually get roadside assistance if you break down or have an option to rent a car while you vehicle is in the shop

•    Customer Service: When you decide it is time to purchase car insurance in NZ, you’re going to want to speak to friendly and professional representatives, and when an accident happens, and you need to make a claim, you want it to be as quick and easy as possible. The extra convenience of a top-notch customer service team is a fantastic reason to pay more for a car insurance policy. If they can easily help you with a car insurance quote, help you file a claim online or over the phone, and answer any questions you may have about your policy, your experience will be that much easier.

Sometimes the cheapest policy isn’t the best one for you. Your car is one of the most expensive and convenient assets you have, so if you want the right type of security for it.  Consider choosing a more comprehensive, car insurance policy that provides you with the protection you really need when you are out on the road.

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