Wondering about fixed rate mortgages, negative gearing, LAQCs, income tax deductions or family trusts? Need to know how to compare loans or what to look for in an insurance company? The Yellow™ How To guide to Investment & Finance will give you the answers you need to help you stay afloat in today’s choppy financial seas.
If you are like most people who attended a New Zealand University or Polytechnic to further your education, then it is more than likely that you own a Student Loan. At the time you probably didn’t think about where the money came from or if you’d ever end up paying the large debt back (nor …
Mortgages - something most “grown-ups” have these days. Big heavy things that rest around your neck for 20, 30 or 40 odd years. I’ve even heard of some UK based mortgage companies allowing people to take on mortgages to be passed onto their kids. Mortgages are the evil (?) that allow us to buy homes, businesses …
Choosing what bank to go with is a big decision, you’re putting your money is somebody else’s hands so you want to make sure that a) you’re getting the best deal and b) it’s going to be safe. If, like me, you don’t know your APR from your GST then all the financial jargon that’s …
If you haven’t yet started creating a Nest Egg it is not too late to start.Retiring is a period in our lives when we finally have plenty of free time to relax, play golf or travel the world. It is important to save for your future at some point in your life, so that you feel financially comfortable once retirement commences.
As New Zealand struggles with a weak economy, New Zealanders are trying to strategically save money and reduce debt. By saving money on the ‘little things in life’ you can end up saving a large amount over time. Here are some simple, proven tips that will help you save money.
Perhaps one of the most fundamental ways to take control of your money is to create a budget for yourself and your family. When you know exactly where your money is going you will be better able to make the kind of changes necessary to save money and achieve your financial goals.
Personal loans provide a source of finance that can often be cheaper than credit cards or hire purchase agreements. However, as the type, cost, and terms of various personal loans can differ you should investigate your options carefully.
Financial advisors provide advice on matters such as wealth creation, income protection, planning for your retirement, investment strategies and insurance - generally anything that can help you achieve your financial goals.
Interest is the fee paid for borrowing money. There are two common types of interest charged by lenders: simple interest and compound interest….