Investment & Finance
Wondering about fixed rate mortgages, negative gearing, LAQCs, income tax deductions or family trusts? Need to know how to compare loans or what to look for in an insurance company? The Yellow® How To guide to Investment & Finance will give you the answers you need to help you stay afloat in today’s choppy financial seas.
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Choosing the right Life Insurance Policy
Nobody likes to think about losing a loved one. No one likes thinking about leaving their loved ones early either. But it does happen, and so it pays to plan ahead to make it easier for those left behind in the event of a tragedy. Yet many Kiwis don’t have adequate life insurance to provide …
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Should I Rent or Buy?
If you’re confused about whether you should rent or buy a home, you’re not alone. The answer isn’t simple, and what’s right for one person may not be right for the next. The best way to determine whether you should rent or buy is by taking a handful of things into consideration. This article outlines …
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How to Save Power This Winter
Power is one of the biggest expenses for families in New Zealand. Average electricity bills can top $200 as the winter months arrive and heating costs take their toll. Keep reading to learn how to save power at home and get your energy costs under control. Utilize free methods of energy savings that simply require …
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How To Get The Best Exchange Rates
An international holiday or business trip is an expensive proposition. One way to save a little cash on an international trip is to be a savvy shopper and get the best exchange rates for your hard-earned dollars. The first place to search for the best rate is in your wallet. Your ATM card will allow …
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How To Save Money On Your Power Bill
You have more control over your monthly power bill than you realize. A few adjustments to your consumption of power can reduce your costs and save energy, too. Here are 10 simple tips which can help your reduce your power consumption and save you money with your power company: Wash full loads of laundry in …
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How to Save Transfering Money Internationally
Moving funds between currencies and countries can be a daunting prospect, particularly if you are moving a large sum. The conventional banking channels often make the process difficult, expensive and you tend to lack any real control. The advent of the non-banking money transfer industry over the last decade has been driven by consumer demand …
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How To Find Insurance Online
Finding the best New Zealand Insurance Companies to do business with is as simple as an extensive online search. No matter what type of insurance one is in the market for, the information they need is available on the Internet.
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How To Pay Off Your Student Loan
If you are like most people who attended a New Zealand University or Polytechnic to further your education, then it is more than likely that you own a Student Loan. At the time you probably didn’t think about where the money came from or if you’d ever end up paying the large debt back (nor …
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How To Take 10 Years Off Your Mortgage
Mortgages – something most “grown-ups” have these days. Big heavy things that rest around your neck for 20, 30 or 40 odd years. I’ve even heard of some UK based mortgage companies allowing people to take on mortgages to be passed onto their kids. Mortgages are the evil (?) that allow us to buy homes, businesses …
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How To Open A Bank Account In New Zealand
Choosing what bank to go with is a big decision, you’re putting your money is somebody else’s hands so you want to make sure that a) you’re getting the best deal and b) it’s going to be safe. If, like me, you don’t know your APR from your GST then all the financial jargon that’s …
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